Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Cathy Rebecca Fernandes on Apr-18-2026
“Cathy and her team took me through every step of getting me into my home! I knew exactly what needed to be done and how to get it done thanks to her. Cathy, Nancy, & Greg thank you, you guys are amazing!!”

FADEKE F

Reviewed for Christopher Clancy on Apr-17-2026
“Having the portal made things efficient.”

Sandra

Reviewed for Lynn Owenby on Apr-17-2026
“Lynn was patient, listened to all my concerns and delivered exactly what I expected.”

Chevon

Reviewed for Kevin Zenstein on Apr-17-2026
“The Allied team made the process smooth and less stressful .”

Nicole D

Reviewed for Wendy Monaco on Apr-16-2026
“Timely communication & information”

Jennifer K

Reviewed for Sumit Rajpal on Apr-16-2026
“It was pleasure working with Sumit and his entire team”

Naresh

Reviewed for Patrick Nitsche on Apr-15-2026
“I've worked with Patrick before and he will always be my go to for mortgage advice. He is knowledgeable and honest and makes the whole process simple.”

Michael

Reviewed for Paul Terruso on Apr-14-2026
“Most definitely Paul Terruso's consistently positive, forward thinking enthusiasm towards this entire exhausting, cumbersome process. I was ready to "throw in the towel" at one point, however, he effectively communicated and most importantly made me realize why the refinancing of my outstanding debt made more mathematical logical sense versus liquidating existing assets, which are yielding positive returns. I am very happy that I took his advise. Paul is now in my "best friend" circle!”

Victor A

Reviewed for Sumit Rajpal on Apr-14-2026
“I would like to share my feedback regarding the recent bank loan approval process. Overall, the experience was satisfactory, and I appreciate the efforts made by the bank staff to guide me through the procedure. The application process was straightforward, with clear instructions provided at each stage. The documentation requirements were well-communicated, which helped in avoiding delays. I also found the customer service team to be responsive and supportive, promptly addressing my queries and concerns. However, there are a few areas where improvements could be made. The processing time was slightly longer than expected, and more frequent updates on the application status would have been helpful. Additionally, simplifying some of the formalities or offering a more digital-friendly approach could enhance the overall customer experience. In conclusion, while the loan approval process was generally smooth and professional, making it faster and more transparent would further improve customer satisfaction. Thank you for the opportunity”

Amrik

Reviewed for Jason Horten on Apr-14-2026
“Jason kept me abreat of any issues throughout the entire process. He explained what was needed and acted as an important liaison with the underwriters. This was very helpful and appreciated.”

Ronald W