Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Jack McGuire on Sep-03-2026
“Very friendly and answered every question, seemed to want the best for me”

Adam R

Reviewed for Patrick Nitsche on Sep-02-2026
“Quick response, the process is very easy to understand”

Yuqing

Reviewed for Sumit Rajpal on Sep-02-2026
“Well professional, friendly team got 2nd mortgage, without issues thanks to all team”

Sukhjit

Reviewed for David Knaus on Sep-01-2026
“David, was very responsive, patient and took his time to properly educate me on the process. As well as working closely with the realtor.”

Evette

Reviewed for Maria Laffredo on Sep-01-2026
“Maria would lay down the facts and give me my options. I felt like i was making an informed and empowered decision.”

Christopher A

Reviewed for Paul Bierly on Sep-01-2026
“This is the second time i have used Paul , he is very professional and always gives me the best advice and available to discuss the issues 24/7.”

Jayaprakash N

Reviewed for on Sep-01-2026
“Shawn was exceptional in aiding me in getting the loan that I wanted. Thank you!”

chris

Reviewed for Robert Stephan on Aug-31-2026
“Rob was honestly great to work with. His professionalism and knowledge of the industry made the entire process less stressful. I could contact him at any time with questions. I really appreciate all he did to help us. I would highly recommend Rob to anyone looking for a loan officer!”

Kevin

Reviewed for Joseph McCann on Aug-31-2026
“He is professional and is very knowledgable. Everything we needed was taken care of and settlement was a breeze. I highly recommend Joe to everyone I know who is in need of a mortgagae”

Mark A

Reviewed for Shawn Cohen on Aug-30-2026
“The process was fairly well streamlined and made it easy on me as a first time buyer.”

John Thomas