Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Lacey Hood on Jul-11-2025
“Not changing personnel in the middle of my process.”

Richard Jaynes

Reviewed for Steve Lewis on Jul-11-2025
“Steve was amazing throughout the whole process! We didn't have a buyer agent and he was super helpful with giving advice and explaining things. He was super responseive and really cared. I'm very happy we went with Allied and worked with Steve.”

Hilaurie

Reviewed for Dan Lapic on Jul-11-2025
“Dan was with us every step of the way in this loan process. We had a negative experience with another loan servicer and found out about Dan at Allied. When we connected with Dan, he was transparent about the process and began with the end in mind. We were so happy to be in the know with everything Related to the loan Process. He educated us on how things work, all the moving parts. It took 21 days for us to nail this loan down and it is all thanks to Dan.”

Stephen George

Reviewed for Paul Galeski on Jul-10-2025
“Paul was awesome explain everything an always as available when i had question…..Thank you ⭐️⭐️⭐️⭐️⭐️”

Paulino Aurelio

Reviewed for Maribel Aparicio on Jul-09-2025
“The whole experience was great. Maribel is very professional and knowledgeable. She guided us through the entire process ,answered all our questions in a timely manner. We were first time home buyers and she made the whole process so smooth and stress free. She truly went above and beyond to help us with the purchase of our home. I can't recommend her enough. Thank you Maribel!”

Gracy Daisy

Reviewed for Sumit Rajpal on Jul-09-2025
“Very great experience working Sumit Rajpal and his team. They were great and very professiona.”

Panika Preet

Reviewed for Shawn Cohen on Jul-08-2025
“Shawn was great!”

Zachary

Reviewed for Dan Lapic on Jul-08-2025
“Dan was very for a first time home buyer. Gave me all my options and made sure I was informed of everything. Allied process is very easy to follow.”

Gretchen L

Reviewed for Patrick Nitsche on Jul-08-2025
“everything went smoothly like it should”

Scott Robert

Reviewed for Mike McKeown on Jul-08-2025
“This is the third time I have relied on Mike's expertise. All three times have been great. He is quite innovative and has offered suggestions that nobody else did; I followed up with my own research; loved the recommendation; went forwared with it. All of this and the rapidity with which he operates. I am presently at the point where any initial real estate purchases I make I will simply begin with Mike. TY Sir!”

Kevin R